Health insurance is a plan, or policy, that covers a percentage of doctors’ visits and hospital bills. It exists to help balance the costs of medical events, whether they’re planned or happen unexpectedly. Health insurance may also protect you when we’re feeling good, through preventive care.
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Also known as temporary health insurance, Short Term Plans cover major hospital, medical, and surgical expenses related to a covered illness or injury. Short Term Plans can be significantly cheaper than major medical plans, but they also offer less coverage. Short Term health insurance is ideal for people who are waiting for employer insurance to start, are between jobs, or who are just getting off their parents’ coverage.