Strategic Vision for Your Financial Legacy expert guidance strategic insights personalized advice cutting-edge technology comprehensive planning
Empowering Entrepreneurial Legacies Through Advanced Financial Solutions
At Tree of Life Financial Group, we provide strategic, fully customized financial solutions for high-net-worth entrepreneurs. With a proven methodology and over 18 years of experience, we partner with clients to maximize growth, reduce tax burdens, and ensure the continuity of generational wealth.
We specialize in working with business owners with annual incomes starting at $1 million, delivering holistic planning that aligns your personal values with your business ambitions.
Services
Navigate Financial Complexity with Clarity and Confidence
We offer an integrated portfolio of high-impact financial services, designed specifically for successful entrepreneurs and family-owned businesses:
Financial planning
Advanced Financial Planning
Build a custom wealth roadmap to support your financial and personal milestones—from cash flow management to retirement planning and beyond.
Asset Protection & Corporate Structuring
Strengthen your defenses against risk with advanced legal entities and liability structures.
Global Investment Access
Expand your portfolio with access to exclusive international investment opportunities, aligned with your risk profile.
Wealth management
Insurance & Risk Management
Protect your lifestyle and business with comprehensive insurance planning guided by certified professionals.
Legal Representation & IRS Advocacy
Work with licensed attorneys and Enrolled Agents who represent your best interests before federal agencies.
Tax & Estate planning
Tax Optimization (U.S. & International)
Our specialists help you legally reduce tax obligations and structure income across borders efficiently.
Estate & Legacy Planning
Secure your legacy with legal strategies that protect your family’s future and ensure smooth wealth transfer.
Real Estate & Mortgage Advisory
Make intelligent property decisions backed by expert real estate and mortgage guidance tailored to entrepreneurs.
Industries
Building wealth, creating futures.
Why us
Meet Our CFO – Hugo Espíritu
Financial Strategy at the Highest Level
Hugo Espíritu is the Chief Financial Officer of Tree of Life Financial Group, with over 18 years of experience designing and leading financial strategies for high-income entrepreneurs. His vision goes beyond traditional planning—he creates multidimensional financial ecosystems that drive scalability, tax efficiency, and legacy preservation.
Hugo is a trusted advisor to business leaders seeking long-term strategic clarity and financial control, building tailored frameworks that protect and multiply wealth across generations.
A decade of proven financial expertise.
Serving a thriving community of satisfied customers.
A dedicated team of financial experts at your service.
Our Expert Team – Excellence Behind Every Plan
A Multi-Certified Team Working in Sync for You
Tree of Life is home to an elite team of certified professionals, assembled under the strategic leadership of Hugo Espíritu. Every client receives the benefit of coordinated expertise across multiple disciplines:
CFP® – Certified Financial Planner
CPA – Certified Public Accountant
Licensed Realtor®
Tax & Corporate Structure Attorney
IRS Enrolled Agent
Mortgage Broker
CLU – Chartered Life Underwriter / International Investment Advisor
Together, we create unified financial strategies that address your needs with precision, depth, and foresight.
Testimonials
Those who trust us
Working with Beratung has been a game-changer for my financial future. Their expertise and personalized guidance have helped me achieve my goals with confidence.
Five years ago, I met Olga during a business lunch, and that moment transformed my financial future. I moved all of my assets to her team, and the level of insight and care I’ve received since then has been unmatched. From tax strategy to investment planning, I’ve felt empowered and supported every step of the way
The financial advice and support I received have been invaluable. They have a deep understanding of my needs and have helped me navigate complex financial decisions with ease.
Exclusive 1-Hour Financial SWOT Session
Discover Strategic Insights for Wealth Growth
This private 60-minute session is tailored for high-level entrepreneurs seeking clarity, focus, and optimization in their financial lives.
Our Philosophy – Integrity. Precision. Legacy.
Tree of Life Financial Group is guided by three core principles:
When you work with us, you gain more than a financial strategy—you gain a team committed to your vision and your family’s future.
Contact Us
Let’s Build Your Financial Future
We’re here to help you achieve clarity, confidence, and control over your finances. Reach out today to schedule your consultation and discover how Tree of Life can support your legacy.
Based in the U.S., serving entrepreneurs globally.
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Articles
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